As on 30th June 2025, total loan book increased 0.73% YoY to Rs 19,808 crore. Gross advances fell 2.98% to Rs 18,224 crore as on 30th June 2025 compared with Rs 18,783 crore as on 30th June 2024.
Micro loans tumbled 39.14% to Rs 7,522 crore as on June 2025 compared with Rs 12,359 crore as on 30th June 2024. Retail loans and other loans surged 66.59% to Rs 10,702 crore as on 30th June 2025 as against 6,424 crore as on 30th June 2024.
Kerala-based ESAF Small Finance Bank commenced its banking operations in March 2017. As on 31st March 2025, the bank set up extensive network of 787 banking outlets, 1106 Customer Service Centres, 34 Institutional Business Correspondents, 4,405 Banking Agents, 735 Business Facilitators and 693 ATMs spread across 26 States and 2 Union Territories.
The bank reported a standalone net loss of Rs 183.19 crore in Q4 FY25 compared net profit of Rs 43.35 crore in Q4 FY24. Total income declined 10% YoY to Rs 1,036.78 crore in Q4 FY25.
The counter declined 0.94% to Rs 34.62 on the BSE.
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