Following the conclusion of the Swiss Challenge Method, the bank transferred the outstanding portfolio of Rs 1,693.65 crore as of 30 September 2025 to ARCs on 29 December 2025 for an aggregate consideration of Rs 183.18 crore.
Kerala-based ESAF Small Finance Bank commenced its banking operations in March 2017. As of September 2025, ESAF SFB’s distribution network stood at 788 branches and 718 ATMs across 24 states and 2 union territories, supported by 33 institutional business correspondents and 1,110 customer service centers.
The company reported a standalone net loss of Rs 115.81 crore in Q2 FY26 compared with net loss of Rs 190.07 crore in Q2 FY25. Total income declined 11.7% YoY to Rs 964.98 crore in Q2 FY26.
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