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Friday, 22 August 2025 12:00 AM EOD	Asian-Paints2504.20	Hind-Unilever2628.85	ITC398.30	Trent5414.60	Larsen-and-Toubro3595.45	M-and-M3402.55	Reliance-Industr1409.30	Tata-Motors680.25	Tata-Steel158.55	Titan-Company3620.05	SBI816.10	Bharat-Electron374.85	Kotak-Mah-Bank1986.60	Infosys1487.60	Bajaj-Finance894.65	Sun-PharmaInds1642.90	HDFC-Bank1964.75	TCS3053.65	ICICI-Bank1436.20	Power-Grid-Corpn283.35	Maruti-Suzuki14351.05	Axis-Bank1070.40	HCL-Technologies1466.45	NTPC337.00	Bharti-Airtel1932.90	Tech-Mahindra1503.95	Adani-Ports1340.35	UltraTech-Cem12578.55	Bajaj-Finserv1965.40	Eternal-Ltd318.90
15 mins delay SENSEX 81,306.85 [-693.86]	-62.65 -2.44%	-19.15 -0.72%	-7.45 -1.84%	-33.20 -0.61%	-21.30 -0.59%	29.35 0.87%	-15.35 -1.08%	-5.20 -0.76%	-2.95 -1.83%	4.65 0.13%	-9.45 -1.14%	0.70 0.19%	-31.00 -1.54%	-9.10 -0.61%	-1.05 -0.12%	3.20 0.20%	-25.45 -1.28%	-47.55 -1.53%	-9.60 -0.66%	-0.65 -0.23%	68.65 0.48%	-8.90 -0.82%	-26.40 -1.77%	-1.85 -0.55%	2.75 0.14%	-16.95 -1.11%	-21.15 -1.55%	-286.25 -2.23%	-13.90 -0.70%	-2.75 -0.85%

Profit and Loss

Fino Payments Bank Ltd

Industry : Banks - Private Sector

BSE Code

ISIN Demat

Book Value()

543386

INE02NC01014

89.7489719

NSE Symbol

P/E(TTM)

Mar.Cap( Cr.)

FINOPB

25.57

2199.88

EPS(TTM)

Face Value()

Div & Yield %

10.34

Particulars(INCOME)	Mar 2025 ( Cr)	Mar 2024 ( Cr)	Mar 2023 ( Cr)	Mar 2022 ( Cr)	Mar 2021 ( Cr)	Mar 2020 ( Cr)
Interest Earned	195.23	150.05	94.86	35.63	20.25	18.13
Other Income	1651.87	1328.34	1135.05	973.23	770.77	673.27
Total Income	1847.10	1478.39	1229.91	1008.86	791.02	691.40
II. Expenditure
Interest expended	100.58	78.90	47.37	15.31	9.54	9.87
Payments to/Provisions for Employees	206.58	177.37	155.61	133.26	114.71	123.88
Operating Expenses & Administrative Expenses	109.76	81.08	70.19	69.33	49.06	49.30
Depreciation	62.15	53.45	41.85	35.45	53.58	23.57
Other Expenses, Provisions & Contingencies	1259.67	1001.28	849.81	712.77	543.65	516.82
Provision for Tax	15.82	0.08	0.00	0.00	0.00	0.00
Fringe Benefit tax	0.00	0.00	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00	0.00	0.00
Total Expenditure	1754.57	1392.16	1164.82	966.12	770.55	723.44
III. Profit & Loss
Reported Net Profit	92.53	86.22	65.09	42.74	20.47	-32.04
Extraordinary Items	0.03	0.01	-0.02	-0.33	-0.64	0.29
Adjusted Net Profit	92.50	86.21	65.11	43.07	21.11	-32.33
Prior Year Adjustments	0.00	0.00	0.00	0.00	0.00	318.98
Profit brought forward	-191.96	-246.76	-271.68	-303.62	-318.98	-605.92
IV. Appropriations
Transfer to Statutory Reserve	23.13	21.56	16.27	10.69	5.12	0.00
Transfer to Other Reserves	12.87	9.86	23.90	0.11	0.00	0.00
Trans. to Government /Proposed Dividend	0.00	0.00	0.00	0.00	0.00	0.00
Balance carried forward to Balance Sheet	-135.43	-191.96	-246.76	-271.68	-303.62	-318.98
Equity Dividend %	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00	0.00	0.00	0.00
Earnings Per Share-Unit Curr	11.12	10.36	7.82	5.14	4.59	-7.19
Earnings Per Share(Adj)-Unit Curr	11.12	10.36	7.82	5.14	4.59	-7.19
Book Value-Unit Curr	89.75	77.29	66.40	57.66	33.77	29.18
Book Value(Adj)-Unit Curr	89.75	77.29	66.40	57.66	33.77	29.18

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