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Friday, 10 May 2024 12:57 PM	Asian-Paints2771.00	Axis-Bank1115.45	Bajaj-Finance6639.55	Bajaj-Finserv1570.30	Bharti-Airtel1295.10	HCL-Technologies1318.60	HDFC-Bank1436.75	Hind-Unilever2354.40	ICICI-Bank1115.70	IndusInd-Bank1406.00	Infosys1422.65	ITC433.00	JSW-Steel851.85	Kotak-Mah-Bank1620.60	Larsen-and-Toubro3252.00	M-and-M2185.40	Maruti-Suzuki12635.05	Nestle-India2535.00	NTPC353.20	Power-Grid-Corpn301.45	Reliance-Industr2789.00	St-Bk-of-India821.40	Sun-PharmaInds1503.95	Tata-Motors1034.85	Tata-Steel163.20	TCS3914.10	Tech-Mahindra1259.90	Titan-Company3292.40	UltraTech-Cem9485.00	Wipro452.20
15 mins delay SENSEX 72,465.68 [61.51]	60.00 2.21%	0.25 0.02%	34.10 0.52%	7.20 0.46%	19.50 1.53%	-5.50 -0.42%	-11.55 -0.80%	29.45 1.27%	0.15 0.01%	3.80 0.27%	-16.10 -1.12%	7.80 1.83%	18.45 2.21%	-21.65 -1.32%	-24.15 -0.74%	-26.75 -1.21%	118.70 0.95%	22.70 0.90%	7.20 2.08%	5.35 1.81%	2.20 0.08%	1.75 0.21%	10.60 0.71%	4.70 0.46%	1.20 0.74%	-45.95 -1.16%	-7.60 -0.60%	48.20 1.49%	38.55 0.41%	-2.75 -0.60%

Yearly Result

Cholamandalam Investment & Finance Company Ltd

Industry : Finance & Investments

BSE Code

ISIN Demat

Book Value()

511243

INE121A01024

232.8036425

NSE Symbol

P/E(TTM)

Mar.Cap( Cr.)

CHOLAFIN

29.99

102653

EPS(TTM)

Face Value()

Div & Yield %

40.75

0.16

Quarters

(₹Cr)

Particulars	Mar 2024 ( Cr)	Mar 2023 ( Cr)	Mar 2022 ( Cr)
Operating Income	18845.22	12757.04	10048.29
Total Income	19216.28	12977.98	10138.77
Interest	9230.61	5748.75	4298.82
Employee Expenses	2330.55	1265.68	894.53
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	1555.45	1395.30	1076.83
TOTAL OPERATING EXPENDITURE	13116.61	8409.73	6270.18
Operating Profit Before Prov. & Cont.	6099.67	4568.25	3868.59
Provisions & Write Offs	1321.80	849.68	880.30
Depreciation	195.77	118.88	97.35
TOTAL EXPENDITURE	14634.18	9378.29	7247.83
Tax	1184.77	881.93	692.64
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-25.43	51.56	51.59
Reported Profit After Tax	3422.76	2666.20	2146.71
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	3422.76	2666.20	2146.71

EPS (Unit Curr.)	41.20	32.45	26.16
EPS (Adj) (Unit Curr.)	41.20	32.45	26.16
Calculated EPS (Unit Curr.)	40.73	32.42	26.13
Calculated EPS (Adj) (Unit Curr.)	40.73	32.42	26.13
Calculated EPS (Ann.) (Unit Curr.)	40.73	32.42	26.13
Calculated EPS (Adj) (Ann.) (Unit Curr.)	40.73	32.42	26.13
Book Value (Unit Curr.)	0.00	0.00	5.00
Dividend (%)	100.00	100.00	100.00
Equity	168.06	164.48	164.28
Reserve & Surplus	19388.45	14131.57	11543.40
Face Value	2.00	2.00	2.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00

Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00

PBIDTM(%)	74.33	74.21	72.52
PBDTM(%)	25.35	29.15	29.74
PATM(%)	18.16	20.90	21.36

Net Interest Income	0.00	0.00	0.00
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	1322.00	850.00	880.00
Assets Under Management	153718.00	112782.00	76907.00

Return on Equity(%)	20.60	20.60	20.40
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	-0.20	0.90	1.20
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	7.50	7.70	7.90
Provision Coverage Ratio(%)	35.18	33.77	39.70
Capital Adequacy Ratio	18.57	17.13	19.60
Tier I Capital	15.10	14.78	16.50
Tier II Capital	3.47	2.35	3.10

Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	3.52	4.63	6.80
(%) Net Non Performing Assets	2.32	3.11	4.80
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	3.40	3.80	3.90
Loans Disbursed(Amt Rs cr)	88725.00	66532.00	35490.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00

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