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Friday, 01 August 2025 12:00 AM EOD	Adani-Ports1347.00	Asian-Paints2429.45	Axis-Bank1062.60	Bajaj-Finance876.95	Bajaj-Finserv1915.70	Bharat-Electron377.05	Bharti-Airtel1885.10	Eternal-Ltd304.45	HCL-Technologies1452.95	HDFC-Bank2012.25	Hind-Unilever2551.35	ICICI-Bank1471.40	Infosys1470.60	ITC416.50	Kotak-Mah-Bank1992.10	Larsen-and-Toubro3589.65	M-and-M3160.20	Maruti-Suzuki12299.35	NTPC330.85	Power-Grid-Corpn291.20	Reliance-Industr1393.60	St-Bk-of-India793.95	Sun-PharmaInds1629.05	Tata-Motors648.75	Tata-Steel153.00	TCS3003.10	Tech-Mahindra1439.00	Titan-Company3315.00	Trent5182.05	UltraTech-Cem12105.50
15 mins delay SENSEX 80,599.91 [-585.67]	-26.20 -1.91%	33.45 1.40%	-5.70 -0.53%	-3.80 -0.43%	-32.50 -1.67%	-5.95 -1.55%	-28.10 -1.47%	-3.40 -1.10%	-14.40 -0.98%	-6.45 -0.32%	29.50 1.17%	-10.20 -0.69%	-38.00 -2.52%	4.70 1.14%	13.50 0.68%	-46.00 -1.27%	-43.35 -1.35%	-335.10 -2.65%	-3.40 -1.02%	0.25 0.09%	3.30 0.24%	-2.50 -0.31%	-76.50 -4.49%	-17.30 -2.60%	-4.80 -3.04%	-34.25 -1.13%	-25.05 -1.71%	-31.25 -0.93%	162.60 3.24%	-132.50 -1.08%

Yearly Result

Housing & Urban Development Corporation Ltd

Industry : Finance - Housing

BSE Code

ISIN Demat

Book Value()

540530

INE031A01017

89.7636745

NSE Symbol

P/E(TTM)

Mar.Cap( Cr.)

HUDCO

15.54

42099.96

EPS(TTM)

Face Value()

Div & Yield %

13.53

1.97

Quarters

(₹Cr)

Particulars	Mar 2025 ( Cr)	Mar 2024 ( Cr)	Mar 2023 ( Cr)
Operating Income	10311.29	7784.29	7049.46
Total Income	10348.38	7948.10	7086.18
Interest	6747.45	4960.82	4507.08
Employee Expenses	230.04	232.51	186.62
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	134.09	109.56	165.45
TOTAL OPERATING EXPENDITURE	7111.58	5302.89	4859.15
Operating Profit Before Prov. & Cont.	3236.80	2645.21	2227.03
Provisions & Write Offs	-410.50	-208.09	-73.69
Depreciation	10.64	9.86	11.31
TOTAL EXPENDITURE	6711.72	5104.66	4796.77
Tax	634.62	510.50	435.00
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	292.90	216.20	152.79
Reported Profit After Tax	2709.14	2116.74	1701.62
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	2709.14	2116.74	1701.62

EPS (Unit Curr.)	13.53	10.57	8.50
EPS (Adj) (Unit Curr.)	13.53	10.57	8.50
Calculated EPS (Unit Curr.)	13.53	10.57	8.50
Calculated EPS (Adj) (Unit Curr.)	13.53	10.57	8.50
Calculated EPS (Ann.) (Unit Curr.)	13.53	10.57	8.50
Calculated EPS (Adj) (Ann.) (Unit Curr.)	13.53	10.57	8.50
Book Value (Unit Curr.)	89.76	82.99	77.15
Dividend (%)	41.50	41.50	31.00
Equity	2001.90	2001.90	2001.90
Reserve & Surplus	15967.89	14612.40	13443.35
Face Value	10.00	10.00	10.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00

Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00

PBIDTM(%)	100.81	100.38	96.57
PBDTM(%)	35.37	36.65	32.64
PATM(%)	26.27	27.19	24.14

Net Interest Income	0.00	0.00	2478.00
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	0.00	0.00	0.00

Return on Equity(%)	15.08	12.74	11.02
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	3.22	3.18	3.19
Provision Coverage Ratio(%)	85.44	86.89	85.24
Capital Adequacy Ratio	46.60	57.65	73.79
Tier I Capital	0.00	0.00	0.00
Tier II Capital	0.00	0.00	0.00

Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	1.67	2.71	3.42
(%) Net Non Performing Assets	0.25	0.36	0.52
Return on Assets(Annualised)	2.44	2.42	2.13
Return on Assets	0.00	0.00	0.00
Loans Disbursed(Amt Rs cr)	40038.00	17987.00	8466.00
Loans Sanctioned/Approved(Amt Rs cr)	127952.00	82387.00	24572.00
Loan Book(Amt Rs cr)	124828.00	92654.00	80743.32

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A Muthoot M George Enterprise