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Friday, 01 August 2025 12:00 AM EOD	Adani-Ports1347.00	Asian-Paints2429.45	Axis-Bank1062.60	Bajaj-Finance876.95	Bajaj-Finserv1915.70	Bharat-Electron377.05	Bharti-Airtel1885.10	Eternal-Ltd304.45	HCL-Technologies1452.95	HDFC-Bank2012.25	Hind-Unilever2551.35	ICICI-Bank1471.40	Infosys1470.60	ITC416.50	Kotak-Mah-Bank1992.10	Larsen-and-Toubro3589.65	M-and-M3160.20	Maruti-Suzuki12299.35	NTPC330.85	Power-Grid-Corpn291.20	Reliance-Industr1393.60	St-Bk-of-India793.95	Sun-PharmaInds1629.05	Tata-Motors648.75	Tata-Steel153.00	TCS3003.10	Tech-Mahindra1439.00	Titan-Company3315.00	Trent5182.05	UltraTech-Cem12105.50
15 mins delay SENSEX 80,599.91 [-585.67]	-26.20 -1.91%	33.45 1.40%	-5.70 -0.53%	-3.80 -0.43%	-32.50 -1.67%	-5.95 -1.55%	-28.10 -1.47%	-3.40 -1.10%	-14.40 -0.98%	-6.45 -0.32%	29.50 1.17%	-10.20 -0.69%	-38.00 -2.52%	4.70 1.14%	13.50 0.68%	-46.00 -1.27%	-43.35 -1.35%	-335.10 -2.65%	-3.40 -1.02%	0.25 0.09%	3.30 0.24%	-2.50 -0.31%	-76.50 -4.49%	-17.30 -2.60%	-4.80 -3.04%	-34.25 -1.13%	-25.05 -1.71%	-31.25 -0.93%	162.60 3.24%	-132.50 -1.08%

Yearly Result

Mahindra & Mahindra Financial Services Ltd

Industry : Finance & Investments

BSE Code

ISIN Demat

Book Value()

532720

INE774D01024

164.0934481

NSE Symbol

P/E(TTM)

Mar.Cap( Cr.)

M&MFIN

15.22

35937.7

EPS(TTM)

Face Value()

Div & Yield %

16.99

2.23

Quarters

(₹Cr)

Particulars	Mar 2025 ( Cr)	Mar 2024 ( Cr)	Mar 2023 ( Cr)
Operating Income	16018.95	13404.14	10928.80
Total Income	16074.69	13562.42	11056.09
Interest	7898.30	6426.94	4576.72
Employee Expenses	1903.13	1712.63	1584.27
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	1234.71	1015.88	1010.57
TOTAL OPERATING EXPENDITURE	11036.14	9155.45	7171.56
Operating Profit Before Prov. & Cont.	5038.55	4406.97	3884.53
Provisions & Write Offs	1617.86	1822.79	999.23
Depreciation	273.42	228.71	187.23
TOTAL EXPENDITURE	12927.42	11206.95	8358.02
Tax	779.45	664.93	486.28
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	22.78	-69.08	227.47
Reported Profit After Tax	2345.04	1759.62	1984.32
Extra-ordinary Items	0.00	0.00	-40.09
Adjusted Profit After Extra-ordinary item	2345.04	1759.62	2024.41

EPS (Unit Curr.)	18.99	14.26	16.09
EPS (Adj) (Unit Curr.)	18.48	13.87	15.65
Calculated EPS (Unit Curr.)	18.99	14.25	16.09
Calculated EPS (Adj) (Unit Curr.)	18.48	13.86	15.65
Calculated EPS (Ann.) (Unit Curr.)	18.99	14.25	16.09
Calculated EPS (Adj) (Ann.) (Unit Curr.)	18.48	13.86	15.65
Book Value (Unit Curr.)	160.40	147.00	138.30
Dividend (%)	325.00	315.00	300.00
Equity	246.98	246.88	246.72
Reserve & Surplus	19565.25	17910.61	16842.19
Face Value	2.00	2.00	2.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00

Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00

PBIDTM(%)	70.66	67.23	68.28
PBDTM(%)	21.35	19.28	26.40
PATM(%)	14.64	13.13	18.16

Net Interest Income	8121.00	6980.00	6352.00
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	119673.00	102597.00	0.00

Return on Equity(%)	0.00	0.00	12.10
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	41.70	41.40	42.10
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	6.50	6.80	7.60
Provision Coverage Ratio(%)	51.20	63.16	59.46
Capital Adequacy Ratio	18.30	18.86	22.52
Tier I Capital	15.20	16.40	19.90
Tier II Capital	3.10	2.46	2.62

Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	3.70	3.40	4.49
(%) Net Non Performing Assets	1.80	1.28	1.87
Return on Assets(Annualised)	1.90	1.70	2.30
Return on Assets	0.00	0.00	0.00
Loans Disbursed(Amt Rs cr)	57900.00	56208.00	49541.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	116214.00	99195.00	79455.00

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